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A 30-minute call to clarify your next steps. Zero obligations

FRACTIONAL CTO · ENTERPRISE ARCHITECT · SYDNEY

Nirlep Adhikari

Founder, Mount Mindforce

I was CTO of LoanOptions.ai, Australia’s first AI-powered loan comparison and broking platform. I joined when the engineering team was small and the product was early, and I led it through the work that turns an idea into a system a regulated business can actually run on: the platform architecture, the AI matching and decisioning layer, the engineering and DevOps function, and the security and compliance posture behind sensitive financial data. During that time the platform was named FBAA Industry Supplier of the Year and recognised on Deloitte’s Technology Fast 50.

I started Mount Mindforce because I kept meeting founders being sold technology they did not need, hiring engineers who could not deliver, and taking advice from people who had never built or operated anything in production. There is a wide gap between what most technology advisors recommend and what holds up inside a working business. Closing that gap is the entire job.

Today I work as a fractional CTO and enterprise architect with a small number of clients at a time, mostly in finance, lending, insolvency, and professional services. I take on work outside those areas when the problem is real and the founder is serious about solving it. I am based in Sydney.

Book a 30-minute call

HOW I WORK

Diagnose before prescribing

I diagnose before I prescribe. Every engagement starts with a paid diagnostic, because a recommendation is only worth something if it follows from understanding the actual business. I do not bill by the hour and I do not pitch. I am comfortable telling a founder that the right answer is to build nothing at all, and I take on work only where I can move the outcome.

IN THE PRESS