FRACTIONAL CTO · FINANCE & LENDING · SYDNEY
A fractional CTO for the decisions
you can’t undo.
The judgment of a senior CTO, without the full-time hire.
FEATURED IN
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The Times Australia
Dynamic Business
Tech Business News
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OUR APPROACH
Who we are
Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.
Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.
Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.
Mount Mindforce is a Sydney fractional CTO practice led by Nirlep Adhikari, former CTO of LoanOptions.ai. I work with founders in finance, lending, insolvency, and professional services on the technology decisions that carry real risk: what to build, which vendors to trust, who to hire, and whether an AI proposal is real. Operator judgment, not theory.Nirlep Adhikari
FOUNDER & FRACTIONAL CTO
Former CTO of LoanOptions.ai
Services
What I’m brought in to do.
I work with founders on the technology decisions that are hard to reverse, and I diagnose before I prescribe. Sometimes that means a build. Sometimes it means talking you out of one. Both are the job.
Why us?
WHY LEADERS CHOOSE MOUNT MINDFORCE.
I turn technical complexity into clear decisions you can stand behind.
OUR ADVANTAGES include:
01
OPERATOR, NOT THEORIST
01
OPERATOR, NOT THEORIST
02
DIAGNOSE BEFORE I PRESCRIBE
02
DIAGNOSE BEFORE I PRESCRIBE
03
WILLING TO SAY “DON’T BUILD”
03
WILLING TO SAY “DON’T BUILD”
04
VALUE-BASED, NOT HOURLY
04
VALUE-BASED, NOT HOURLY
How we do it
How I work.
Every engagement starts with understanding the business. The recommendation comes after.
01/
I start with what the business is trying to achieve.
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I start with what the business is trying to achieve.
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I start with what the business is trying to achieve.
02/
I find the real constraint, which often isn’t technology at all.
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I find the real constraint, which often isn’t technology at all.
02/
I find the real constraint, which often isn’t technology at all.
03/
You get a clear recommendation you can act on, with or without me.
03/
You get a clear recommendation you can act on, with or without me.
03/
You get a clear recommendation you can act on, with or without me.
04/
If you go ahead, my team builds it and I stay accountable for the architecture.
04/
If you go ahead, my team builds it and I stay accountable for the architecture.
04/
If you go ahead, my team builds it and I stay accountable for the architecture.
NIRLEP ADHIKARI
FOUNDER & FRACTIONAL CTO
FORMER CTO OF LOANOPTIONS.AI
What I believe
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.I’d rather take the time to understand the business first, and I’ll tell you when the right answer is to build nothing.
NIRLEP ADHIKARI
FOUNDER & FRACTIONAL CTO
FORMER CTO OF LOANOPTIONS.AI
What I believe
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.I’d rather take the time to understand the business first, and I’ll tell you when the right answer is to build nothing.
NIRLEP ADHIKARI
FOUNDER & FRACTIONAL CTO
FORMER CTO OF LOANOPTIONS.AI
What I believe
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.
Most technology decisions that go wrong were made quickly by someone who wasn’t going to live with the result.I’d rather take the time to understand the business first, and I’ll tell you when the right answer is to build nothing.
Help & Info
FAQ
01
What if I don't have a technical team or background?
That describes most of the people I work with. The point of a fractional CTO is that you don’t have to understand the technical detail yourself. I translate it into plain language so you can make the call with confidence.
02
How are your engagements priced, and what is included?
Not by the hour. Ongoing work is a fixed monthly engagement, and builds are a fixed price set after a paid diagnostic. You know the investment before anything starts, and it is tied to the value of the outcome rather than time on a clock.
03
How quickly can we expect to see results from a strategy engagement?
It depends what we are solving. A vendor or build-versus-buy question usually has a clear answer at the end of a diagnostic, within a few weeks. A custom platform delivers its first usable piece early, well before the full system is finished.
04
What is the primary deliverable?
For a diagnostic, a written read on where you are, the real constraint, and a clear recommendation you can act on. For ongoing work, direct access to a CTO who has done this before. For a build, a working platform your business runs on.
05
Once we have a strategy, can your team build and implement it?
Yes. There is a dedicated engineering team under signed IP and confidentiality agreements, and I review the architecture and the decisions that matter personally. You get a CTO and a build team without hiring either.
01
What if I don't have a technical team or background?
That describes most of the people I work with. The point of a fractional CTO is that you don’t have to understand the technical detail yourself. I translate it into plain language so you can make the call with confidence.
02
How are your engagements priced, and what is included?
Not by the hour. Ongoing work is a fixed monthly engagement, and builds are a fixed price set after a paid diagnostic. You know the investment before anything starts, and it is tied to the value of the outcome rather than time on a clock.
03
How quickly can we expect to see results from a strategy engagement?
It depends what we are solving. A vendor or build-versus-buy question usually has a clear answer at the end of a diagnostic, within a few weeks. A custom platform delivers its first usable piece early, well before the full system is finished.
04
What is the primary deliverable?
For a diagnostic, a written read on where you are, the real constraint, and a clear recommendation you can act on. For ongoing work, direct access to a CTO who has done this before. For a build, a working platform your business runs on.
05
Once we have a strategy, can your team build and implement it?
Yes. There is a dedicated engineering team under signed IP and confidentiality agreements, and I review the architecture and the decisions that matter personally. You get a CTO and a build team without hiring either.
Contact us directly
HAVE A SPECIFIC QUESTION?
A single conversation is often the fastest path to clarity. My role is to help you understand your options so you can move forward with confidence.
NIRLEP ADHIKARI
FOUNDER & FRACTIONAL CTO
Former CTO of LoanOptions.ai
Ready to start?
Get in touch
Whether you have questions or just want to explore options, we’re here.
Ready to start?
Get in touch
Whether you have questions or just want to explore options, we’re here.
Ready to start?
Get in touch
Whether you have questions or just want to explore options, we’re here.